Go straight to the good stuff. The best credit cards on the market are here. That includes cards with 0% balance transfer deals and the cheapest long term credit card deals. more
Virgins only!
Are you new to rate tarting and not 100% sure what's involved? Here's my Plain English guide to becoming a credit card rate tart. more
Have you been turned down for a credit card?
There's nothing worse than applying for a credit card and then receiving a letter to say your application has been declined. So what can you do about it? Well, check your credit rating for starters. more
Five facts and five myths about getting a credit card
Here's five facts and five myths about obtaining credit. more
Fancy a little stoozing?!
Stoozing is where you do all your spending on a credit card offering 0% interest, put the money you would normally spend in a high interest bank account, then pay off what you borrowed before the 0% period ends - leaving you with any interest earned from your savings! more
What is a rate tart you may be wondering? A rate tart is somebody who switches from one credit card to another so that they can take advantage of introductory interest rate deals.
That'll be me then!
Amongst other things, I'm also a shopoholic and I get great pleasure in knowing that the money borrowed on my cards is costing me nothing in interest.
It takes a little financial discipline to be a successful rate tart, but there's not quite the need for military precision planning that some would have you believe. You simply need to remember that as one offer is coming to an end, it's time to move on to pastures new.
Anyway, hope you enjoy my website :-)
Sally B
ratetart.co.uk
PS Credit card deals change like the weather so please bear this in mind when reading older articles. I date all of my articles so that you can see when I wrote them, but always check that any offers are still available before signing on the dotted line.
PPS This site is funded by advertising, but it in no way impacts on any recommendations made.